Punjab Himmat Card Phase 2 2025 – Rs 10,500 Stipend for PWDs

The Punjab government has started Phase 2 of the Himmat Card Scheme from August 2025, under the direction of Chief Minister Maryam Nawaz. This program is designed for persons with disabilities (PWDs) so they can get regular financial help without going through endless files and offices.

In this second phase, another 25,000 people have been added. That means almost 65,000 PWDs across Punjab will now receive Rs 10,500 every three months through an ATM card.

What Exactly is the Himmat Card?

Think of it as a debit card for financial assistance. The government issues it after biometric verification. Once you have the card, you don’t need to run around welfare offices. Just go to any ATM with a fingerprint scanner, and withdraw your Rs 10,500 stipend.

Key Benefits in Simple Words:

• Rs 10,500 stipend every quarter

• Withdraw directly from ATMs (no middleman, no “chai pani”)

• Priority for flood-affected families and those who missed in Phase 1

• Coverage extended to small towns and rural Punjab

• Digital system to monitor payments and stop corruption

Punjab Himmat Card Phase 2 – Quick Facts

Who Can Apply?

Eligibility is not complicated, but you must fall under these conditions:

• Must have a valid disability certificate issued by govt authorities

• Resident of Punjab as shown on CNIC

• Your PMT (Poverty Means Test) score should be within the allowed range

• Must be verified through biometric system at an official center

Anyone who has been to an e-Khidmat center knows the staff will check everything on the spot — so don’t waste time with agents.

How to Apply for Himmat Card – 2025

Applying isn’t rocket science. Here are the ways:

1. Visit e-Khidmat Center

   • Take your CNIC and disability certificate

   • Do biometric verification

   • Submit the form

2. Special Registration Camps

   • District social welfare offices often set up temporary camps

   • You can register there directly

3. Online Portal (when active again)

   • Open official Himmat Card website

   • Fill the form carefully

   • Submit and wait for approval

Step-by-Step Flow

1. Go to e-Khidmat center or camp

2. Submit CNIC and disability proof

3. Biometric verification done on spot

4. System checks your PMT score

5. If approved → Himmat Card issued

6. Every quarter, withdraw Rs 10,500 via ATM

What is PMT Score?

This is one area that confuses many.

• PMT = Poverty Means Test.

• It is not something you calculate at home.

• The score comes from household surveys already done by govt.

• At e-Khidmat counters, the system will tell you whether you qualify or not.

So the simple answer: you don’t need to “make” a score — you just need to verify it.

Using the Card at ATM

The card works like a normal debit card, but instead of PIN, it asks for your fingerprint.

Steps:

• Insert card → Place finger → Withdraw Rs 10,500 stipend.

This way, no one else can take your money.

Before You Apply – Checklist

• CNIC (original + copy)

• Disability certificate

• Active SIM number in your name

• Family details already in govt database

• Ask your local social welfare office about latest camp dates

FAQs

Q: Who can apply?
Any registered disabled person living in Punjab with a valid certificate and PMT eligibility.

Q: How much is the stipend?
Rs 10,500 every 3 months.

Q: Can I apply online?
Yes, but only when the official portal is open. For now, apply via e-Khidmat centers or camps.

Q: How do I know my PMT score?
It’s checked automatically when you apply — you don’t calculate it yourself.

Final Word

The Punjab Himmat Card Phase 2 (2025) is another step by CM Maryam Nawaz to give dignity to PWDs. By adding 25,000 new beneficiaries, the program now covers almost 65,000 people across Punjab.

If you or a family member qualifies, don’t delay. Gather your documents, visit the nearest e-Khidmat center, and start the application process. With Rs 10,500 quarterly support, many households will get much-needed relief.